Interactive tools and data
Calculators, generators and live datasets on late payment, invoice finance and company insolvency in the United Kingdom. Every figure carries its date and its source, and the underlying data is published as plain JSON anyone can use.
Invoice finance lender tracker
Who funds UK business: 48 lender groups ranked by live charge records, from the Companies House register of charges.
Last updated 17 September 2026
UK sector payment benchmark
Median days to pay by industry, from the payment practices filings of 6,074 large businesses.
Last updated 18 September 2026
UK late payment league table
9,535 large companies ranked by how long they take to pay suppliers, every row linked to its own filing.
Last updated 21 September 2026
UK company insolvencies tracker
Monthly insolvency figures, the procedure split, and which sectors are failing.
Last updated 22 September 2026
Debtor days calculator
Work out your DSO and compare it with the real median for your sector.
Last updated 22 September 2026
What is invoice finance? The cashflow game
Run a cake factory for six orders and feel what invoice finance changes, on your own numbers.
Last updated 23 September 2026
Invoice discounting vs factoring
Who chases your customers, what each one costs, and which fits your business.
Last updated 23 September 2026
Invoice finance vs business loan
What keeping £100k of working capital really costs as a loan or a facility.
Last updated 23 September 2026
Late payment demand letter generator
A letter before action you can fill in, print and send today.
Last updated 24 September 2026
Late payment interest calculator
Statutory interest and compensation on an overdue invoice under the 1998 Act.
Last updated 25 September 2026
Cash flow forecast tool
A 12-month interactive forecast that shows where the cash gap opens.
Last updated 25 September 2026