Stop Reviewing Deals You'd Never Write
Every opportunity is filtered before it reaches you - by sector, deal size, structure, and risk profile. You only see deals that actually fit your book.
Start With Real Underwriting Data
Full debtor ledger. Ageing. Concentration. Debtor geography. Not summaries. Not guesswork. Actual deal context from day one.
Your Pricing. Your Credit Model.
Configure your products, pricing, appetite, and risk parameters. Every offer reflects how you actually lend - not a generic assumption.
More Progress. Less Back-and-Forth
Businesses see clear, comparable options upfront. Only engaged, commercially aligned deals move forward.
A Pipeline You Can Actually Trust
Track live opportunities with clear status, ownership, and next steps. No chasing. No ambiguity. Just progression.
- Built specifically for invoice finance lenders
- Uses full debtor ledger data - not summaries or estimates
- Matches deals based on your real credit appetite
How it works
Set your appetite and pricing
Receive matched opportunities
Issue indicative offers instantly
Progress the right deals through the platform
Built for Invoice Finance Lenders
This isn't a generic lead platform.
Factor Now is designed for factoring, CHOCS, and invoice discounting - with workflows that reflect how these deals actually work, from ledger analysis through to completion.
This is what lands on your desk
What a matched deal looks like
This is what lands in your pipeline - already matched to your appetite.
Opportunity
ACME LTD - Recruitment
Match score based on your configured pricing, appetite, and risk rules
What you review
- Sector
- Recruitment
- Annual turnover
- £3.2m
- Ledger value
- £420,000
- DSO
- 52
- Indicative facility
- £410,000
- Top debtor concentration
- 18%
- Debtor geography
- UK-ledger, low overseas exposure
Why this deal is in your pipeline
Pre-qualified against your appetite - before you even open it
- Meets all your appetite criteria - no exceptions
- Sector (Recruitment) is within your appetite
- Facility size aligns with your typical range
- Debtor concentration within your tolerance
- Clean ageing profile - minimal overdue invoices
- Established trading history (8+ years)
Deal fit - already assessed
Checked against your configured criteria
- Turnover: £3.2m vs £100k–£10m → within range
- DSO: 52 vs max 60 → within limit
- Concentration: 18% vs max 30% → acceptable
- Overseas exposure: low → within tolerance
- Years trading: 8 vs min 2 → meets criteria
No manual filtering. No guesswork. Already matched to your criteria.
Ready to confirm, amend terms, or request documents.
All figures shown are illustrative. Live opportunities are pre-qualified using the lender's configured appetite, pricing, and risk parameters.